The world wide web can be a hazardous place when it comes to personal information. Protecting your banking and personal information is vital. Learn how to avoid scams and use digital tools with this fun collection of activities and articles. How do I get my reward Must have an account at MembersAlliance Complete all course material in this section Must be 18 years or older Once completion is confirmed, the e-gift card will be sent to your email address (may take up to 7 business days) *Please save your progress in coach activities before exiting. You will know it saved when it asks for your email and sends you an updated progress email. This step is required to properly track your progress and verify completion before rewards can be issued.

Feel overwhelmed by navigating financial aid and the cost of living on your own for the first time? We are here to help! This interactive course will help you get a handle on how to apply for FAFSA, find the hidden expenses of college, and make a budget so that you can tackle college finances with confidence. How do I get my reward? • Must have an account at MembersAlliance • Complete all course material in this section • Must be 18-21 to be eligible • Once completion is confirmed, the e-gift card will be sent to your email address (may take up to 7 business days) * Course estimated time to complete 30 min - 1 hour.

Who knew there would be so much to learn about personal finance? Get practice budgeting and run into real life financial choices from loans to insurance. Want to be better prepared to face all those personal finance decisions? Give this course a try! How do I get my reward? • Must have an account at MembersAlliance • Complete all course material in this section • Must be 18-29 to be eligible • Once completion is confirmed, the e-gift card will be sent to your email address (may take up to 7 business days) *Course estimated time to complete 2.5 - 3 hours. INSTRUCTIONS: If upon logging in you are sent back to the main wellness center page, please revisit the reward to start the course..

Applying for a personal loan or wanting to improve your credit? This collection of tools offers a great opportunity to get on track to credit and loan success. Debt can be tricky, but with the right knowledge and tools you can be a pro. How do I get my reward? • Must have an account at MembersAlliance • Apply for personal loan • Complete all course material in this section • Once completion is confirmed, the certificate will be sent to your email address (may take up to 7 business days) *Certificate will be valid for 90 days. Please save your progress in coach activities before exiting. You will know it saved when it asks for your email and sends you an updated progress email. This step is required to properly track your progress and verify completion before rewards can be issued.

Thinking of buying a house, but have a million questions about mortgages? Look no further! This course will help you look at what mortgage options fit you and your budget, plus it helps you learn about the mortgage application process. How do I get my reward? Must have an account at MembersAlliance Must be a first-time homebuyer Submit mortgage application at MembersAlliance Complete all course material in this section Once completion is confirmed, the certificate will be sent to your email address (may take up to 7 business days) *Certificate will be valid for 180 days. Please save your progress in coach activities before exiting. You will know it saved when it asks for your email and sends you an updated progress email. This step is required to properly track your progress and verify completion before rewards can be issued.

There is more than meets the eye when it comes to buying a car. If you have never had a car loan before, this activity is for you! Discover what goes into a car loan and get the breakdown of what auto insurance really is. There is even a coach to determine what auto loan fits your budget! How do I get my reward? Must have an account at MembersAlliance. Apply for auto loan at MembersAlliance. Have no auto loan credit history. Complete all course material in this section. Please save your progress in coach activities before exiting or moving on to other coaches. You will know it saved when it asks for your email and sends you an updated progress email. This step is required to properly track your progress and verify completion before rewards can be issued. Once completion is confirmed, the certificate will be sent to your email address (may take up to 7 business days). * *Certificate will be valid for 90 days past completion.